Secure Joint Loans Made Easy

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Two Heads, One Secured Loan

Double the Power, Half the Risk with Joint Secured Loans.

Looking for a joint loan? Our joint secured loan service could be the answer. You can use our service to apply for a secured loan with another individual, such as a spouse or business partner. Even if one of you has low credit, this can help you acquire a higher loan amount or better loan terms. Our Joint Secured Loan Bad Credit solution is intended to assist customers with bad credit records in accessing the finance they require to meet their financial goals.

What is a joint secured loan?

A joint secured loan enables property owners to apply for a loan secured against their property together. When they take out a joint secured loan, they are accountable for repaying the amount in equal halves.

Why should I apply for a joint loan?

Applying for a joint loan can help you in getting a mortgage, purchase a new automobile, cover the costs of a home improvement, or finance a wedding. It can also make debt management easier because you may be able to afford the repayments more comfortably as a group than as individuals.

What effect do joint loans have on your credit score?

A joint loan will appear on both your’s and your co-borrower's credit reports, and all loan activity, such as on-time or missing payments, might affect your credit score. On-time payments, for example, can help you improve your credit score as long as the lender reports payments to credit bureaus.

Our Process

Simply tell us a little about your business and we’ll be in touch to talk through possible solutions tailored specifically to you

Application

Decision in 
Principle

Surveyor
Instruction

Legal
Instruction

Agreement 
& Funding

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How we can help?

FinSpace is a master broker with access to over 130+ lenders based in central London covering the UK and Wales. Our team of 30+ experts will talk you through the application process and package your application from start to finish. We can browse the market and ensure to provide you with market-leading competitive rates to suit your circumstances.

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