Flexible Financing for Property Investors with Second Charge Mortgage Buy To Let Services

Unlock the potential of your buy-to-let property with our flexible and competitive second charge mortgage solutions. Apply now
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Second Charge Mortgage Buy To Let

Expand your property portfolio and seize new investment opportunities with our tailored buy-to-let second charge mortgages.

A second charge mortgage can be a valuable tool in leveraging the equity in your buy-to-let property to access funds for various purposes. So, if you’re a property investor or landlord looking for flexible financing options, you’ve come to the right place.

Whether you’re seeking to expand your property portfolio, carry out renovations, or fund other investments, a second charge mortgage can provide the financial solution you need. With our expertise in the market, we can guide you through the process and help you secure the most suitable second charge mortgage for your buy-to-let property.

Can I use a second charge mortgage for a buy-to-let property?
Yes, second charge mortgages can be used for buy-to-let properties. Whether you want to release equity from an existing buy-to-let property or finance the purchase of a new investment property, a second charge mortgage can provide a flexible borrowing option. A mortgage adviser or broker who specialises in buy-to-let second charge mortgages should be consulted because different lenders may have distinct requirements and limits.
How does a buy-to-let property's second charge mortgage operate?
You are using the equity in the buy-to-let property as security for the loan when you take out a second charge mortgage on it. The second charge mortgage on the property will be subordinate to the first mortgage, giving the first mortgage holder preference in the event of a default. The valuation of the property, rental revenue, and your individual financial situation are just a few examples of the variables that will affect the loan amount and terms. Before taking for a second charge mortgage, it's crucial to carefully analyze the property's affordability and possible rental yield.
What advantages do second charge mortgages for buy-to-let properties offer?
There are many advantages to having a second charge mortgage on a buy-to-let home. It allows you to access funds tied up in the property without remortgaging or selling it. This can be useful for property renovations, expanding your property portfolio, or funding other investments. Additionally, second charge mortgages may offer competitive interest rates compared to other forms of borrowing. It's important to consider the potential risks and costs involved and seek professional advice to determine if a second charge mortgage is the right choice for your buy-to-let property.

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FinSpace is a master broker with access to over 130+ lenders based in central London covering the UK and Wales. Our team of 30+ experts will talk you through the application process and package your application from start to finish. We can browse the market and ensure to provide you with market-leading competitive rates to suit your circumstances.

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