Planning Gain Finance for Property Developers

Helping experienced developers and investors to acquire sites with planning potential.

4.9 Out of 5

Planning Gain

Helping developers to reserve land with planning gain

Planning gain finance for land is a short-term bridging loan used to finance a property deal while planning permission is approved. Planning gain finance for a property is the process of planning strategy, developers used to double their profit.

These are designed to finance the property planning process and can be offered against any security, as long it has planning potential. Who can apply? Individuals, limited companies, partnerships, pension funds, and many others. The loan to value can be available from lender to lender and development project. It is most likely to achieve 70% LTV on the purchase, but we can arrange finance at 80% for particularly strong cases.

Bridging Loans

Bridging Finance is a flexible finance option which is generally secured over property, whether it is Residential, Commercial or Land. The term of the loan ranges anywhere between 1 and 24 months. The funds raised can be used for any type of business purpose if there is a robust exit (repayment) strategy
Read more

Refurbishment Loans

These loans can fund any type of property refurbishment, ranging from a new kitchen & bathroom to full remodeling, conversions & extensions. This is a very competitive space in the market and there are some attractive funding offers available at a high loan to values
Read more

Development Exit Finance

This type of funding can be used to refinance a development loan onto a cheaper loan whilst the site is sold or refinanced. It can also be used if an existing development loan is approaching or has passed the agreed term, due to project delays for example, and the site does not necessarily need to be completed at the time of the refinance Read more

Loan Extensions & Refinance

If an existing bridging loan is approaching or has past its expiry date, we can arrange re-bridges to provide extra time and extra capital if required until your original repayment strategy can be executed Read more

Bridge to Let

These are flexible two stage loans which allow an un-mortgageable property to be purchased and refurbished with a normal bridging loan and then flipped onto a BTL mortgage when the property is tenanted
Read more

Land Acquisition

Property Developers can use this type of loan to acquire or refinance land that either has planning permission or intend to apply for planning permission for a certain type of development project. This can also be used to change existing planning permission to increase the project viability Read more.


Properties bought at Auction require a 10% cash deposit on the day and the transaction needs to complete within 28 days generally. Bridging Finance can be used to help ensure the transaction completes in time and some of our lenders will use the auction legal packs for their due diligence which can cut down on set up costs Read more.

Our Clients Say.

Short Term Finance Case Studies

Get a Quote now!

Talk to an expert

Fill in the form to get a call back from a qualified advisor.

Speak to a specialist

Is your project coming to an end?